Net Worth Calculator

Add up your assets and debts to see your net worth, debt-to-asset ratio and a breakdown of where your money is.

Runs instantly in your browser — results update as you type.

How do I calculate my net worth?

Net worth is everything you own (assets) minus everything you owe (liabilities). Enter your cash, investments, property, vehicles and other assets, then your mortgage, loans, credit cards and other debts to see your net worth, total assets and debts, debt-to-asset ratio and a breakdown.

Tips

  • Use current market values, not what you paid — cars lose value quickly.
  • Include retirement accounts but not your income.
  • Track it every three to six months; the trend matters most.

How to grow net worth

Pay off high-interest debt first, build an emergency fund, invest regularly and avoid financing assets that depreciate.

Frequently asked questions

Is my data saved?

No, it stays in your browser.

Is a negative net worth bad?

It is common for students and new homeowners; focus on improving it.

Is it free?

Yes.