Example
5,000 a month for 10 years at 12 % expected return grows to about 11.6 lakh (1,161,695) from 6 lakh invested.
Step-up SIP
Increasing the SIP every year (for example by 10 % as your income grows) raises the final amount significantly. Enter the yearly step-up percentage to see the effect.
Returns from equity funds vary and are not guaranteed; the expected rate is an assumption. For a lump-sum investment, use the Compound Interest Calculator.
Frequently asked questions
Is the return guaranteed?
No, mutual fund returns depend on the market; the calculator uses a constant assumed rate.
When is each instalment invested?
At the start of each month, as most SIPs are.
Does it include taxes or expense ratios?
No, use a net expected return to account for fund costs.